Improve the health of your finances!
It might seem like a reaaaaaaaaally boring topic, but your credit score is actually pretty handy to be aware of. Your credit score essentially tells banks and other lenders how much to trust you. If you have a poor score, they’re either refuse to lend to you, or they’ll charge you more to …
Episode #6 – How To Safely Build Your Credit ScoreRead More »
Ok I’ve had enough now – I’ve read one too many blog posts that starts with a title resembling something like this – “I Paid Off $100,000 Of Student Debt In 12 Months – Read How I Did It So You Can Too”. To try this out yourself – go to pinterest and …
The Reality Behind Those “I Paid Off….X From My Student Loan” PostsRead More »
Jerome Rogers was a 19 year old man from Croydon who took his own life in 2016 after amassing debts he couldn’t afford to pay. His story was dramatically shown by the BBC in July 2018 in a documentary called “Killed By My Debt”. In this program, we see how Jerome gets a job as …
Killed By My Mindset – Why I Think The Internet Is To Blame For Jerome’s DeathRead More »
In this episode I talk mindset with Avril Gill – a life coach from Newlands Personal Development. Our money mindset is the biggest reason why we stay broke – we just find it so hard to get out of our “patterns” of behaviour, and consistently overspend, don’t save, and remain in debt. Good …
Episode #3 – Your Money And Your Mind With Avril GillRead More »
Saving is hard work for a lot of us (In fact, 16 million people in the UK have less than £100 in savings!) – it’s much easier to spend money than it is to save it! This is partly down to education, partly down to mindset, and unfortunately, partly down to circumstance in …
Money Stress – What Could Employers Be Doing To Help?Read More »
In this Facebook live episode I talk about the system I use to pay off debt which I think is a much more “human” way to do it! It fits in with my life and allows me to still do all the things I want to do! Debt destroys lives, and knowing this …
Episode #2 – The “Human” Method I Use For Paying Off DebtRead More »
University was a long time ago for me now…. I graduated in 2009. My budgeting is much better today, but back then it was shocking! With new found freedom, and a student loan, the temptation to spend was immense. I just spent how I pleased. I don’t want that to happen to you! …
Going To University? Don’t Forget To Add These Things To Your Budget!Read More »
In this interview I’m talking debt with the gorgeous Michelle from Equality Pays. She is a women and money mentor who has a wealth of experience when it comes to paying off debt. Debt is one of those things that has become “normal” in our society, and it’s a shame, because we can …
Literally 1 year ago today, I released my first blog – A shoe isn’t “just a shoe”, the trap of emotional spending. And what a year it has been. I wanted to mark the occasion by writing about how it has all gone so far and perhaps lay out a few “home truths” …
So far I have talked about budgeting using the money-pie method which is great for when you have one income. When you have multiple incomes, this suddenly becomes confusing – it can then become frustrating and then it’ll make you want to give up doing it completely. And this is not the outcome …
Curing the headache of budgeting on multiple incomesRead More »