In this post, I want to highlight the EMERGENCY FUND. The fund that is ready and waiting to help you “just in case” – a bit like the NHS, but much less overworked! This was one of my favourite savings milestones, because it was the first one I achieved, and therefore is the one I …
The Emergency Fund – Your Personal Emergency Service!Read More »
This week’s blog comes from the lovely Miss Penny Money! She is on a journey to become debt-free, and blogs about what she is doing to achieve it. It’s an honest and humbling account of a reality that a lot of us face – there is DEFINITELY no “fake news” about her debt story (unlike …
Now let me start by saying that gambling itself isn’t a problem. Many people enjoy a flutter on the horses or the dogs during a day out, and betting on a football team to win makes the game more enjoyable for many people. Las Vegas draws millions of people every year with many …
Gambling Addiction – How To Spot It And Ways To Stop ItRead More »
It might seem like a reaaaaaaaaally boring topic, but your credit score is actually pretty handy to be aware of. Your credit score essentially tells banks and other lenders how much to trust you. If you have a poor score, they’re either refuse to lend to you, or they’ll charge you more to …
Episode #6 – How To Safely Build Your Credit ScoreRead More »
Ok I’ve had enough now – I’ve read one too many blog posts that starts with a title resembling something like this – “I Paid Off $100,000 Of Student Debt In 12 Months – Read How I Did It So You Can Too”. To try this out yourself – go to pinterest and …
The Reality Behind Those “I Paid Off….X From My Student Loan” PostsRead More »
Jerome Rogers was a 19 year old man from Croydon who took his own life in 2016 after amassing debts he couldn’t afford to pay. His story was dramatically shown by the BBC in July 2018 in a documentary called “Killed By My Debt”. In this program, we see how Jerome gets a job as …
Killed By My Mindset – Why I Think The Internet Is To Blame For Jerome’s DeathRead More »
In this episode I talk mindset with Avril Gill – a life coach from Newlands Personal Development. Our money mindset is the biggest reason why we stay broke – we just find it so hard to get out of our “patterns” of behaviour, and consistently overspend, don’t save, and remain in debt. Good …
Episode #3 – Your Money And Your Mind With Avril GillRead More »
Saving is hard work for a lot of us (In fact, 16 million people in the UK have less than £100 in savings!) – it’s much easier to spend money than it is to save it! This is partly down to education, partly down to mindset, and unfortunately, partly down to circumstance in …
Money Stress – What Could Employers Be Doing To Help?Read More »
In this Facebook live episode I talk about the system I use to pay off debt which I think is a much more “human” way to do it! It fits in with my life and allows me to still do all the things I want to do! Debt destroys lives, and knowing this …
Episode #2 – The “Human” Method I Use For Paying Off DebtRead More »
University was a long time ago for me now…. I graduated in 2009. My budgeting is much better today, but back then it was shocking! With new found freedom, and a student loan, the temptation to spend was immense. I just spent how I pleased. I don’t want that to happen to you! …
Going To University? Don’t Forget To Add These Things To Your Budget!Read More »