Terms and Conditions

Website Terms and Conditions (“Terms”)
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Last updated: June 11, 2020

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”)
carefully before using the www.thefemalemoneydoctor.com website (the
“Service”) operated by The Female Money Doctor® (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and
compliance with these Terms. These Terms apply to all visitors, users and
others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you
disagree with any part of the terms then you may not access the Service. This
Terms & Conditions agreement is licensed by TermsFeed
to The Female Money Doctor®.

Disclaimer

This website is for informational purposes only. Nothing on this website constitutes, or is intended to constitute: (i) an invitation or inducement to engage in investment activity; or (ii) investment advice, and readers should not rely on it as such.

Dr Nikki Ramskill is not a financial adviser; neither she, nor The Female Money Doctor, are authorised by the Financial Conduct Authority.

Specifically you understand that:

10.1 Nothing on this website constitutes or is intended to constitute:

(a) a financial promotion, an advertisement for any particular investment or investment business, or an invitation or inducement to engage in investment activity;

(b) investment advice, including advice on the merits of buying, selling, subscribing for, underwriting or exercising rights in relation to a particular security or investment;

(c) the making of an arrangement for another person to buy, sell, subscribe for or underwrite a security or investment;

or
(d) any financial service or activity regulated or controlled by or pursuant to UK financial services law or any other applicable law.

10.2 You should take professional financial advice in connection with, or independently research and verify, any information that you find on our website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

10.3 We would like to draw your attention to the following investment warnings:

(a) the value of shares and investments and the income derived from them can go down as well as up;
(b) investors may not get back the amount they invested; and
(c) past performance is not necessarily a guide to future performance.

10.4 We are not regulated under UK financial services law.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are
not owned or controlled by The Female Money Doctor®.

The Female Money Doctor® has no control over, and assumes no responsibility
for, the content, privacy policies, or practices of any third party web sites
or services. You further acknowledge and agree that The Female Money Doctor®
shall not be responsible or liable, directly or indirectly, for any damage or
loss caused or alleged to be caused by or in connection with use of or
reliance on any such content, goods or services available on or through any
such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies
of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior
notice or liability, for any reason whatsoever, including without limitation
if you breach the Terms.

All provisions of the Terms which by their nature should survive termination
shall survive termination, including, without limitation, ownership
provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of
United Kingdom, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be
considered a waiver of those rights. If any provision of these Terms is held
to be invalid or unenforceable by a court, the remaining provisions of these
Terms will remain in effect. These Terms constitute the entire agreement
between us regarding our Service, and supersede and replace any prior
agreements we might have between us regarding the Service.

Blogging

This policy is valid from 23 September 2017

This blog is a personal blog written and edited by Dr Nikki Ramskill. For questions about this blog, please contact [email protected].

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation (we’re not shy about this…)

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content (because honestly, sometimes we forget to mention it!)

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics unless highlighted clearly within the piece. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. We have a small shareholding in: https://withplum.com. But we absolutely love Plum and are not afraid to share, because we know you’ll love it too! 🙂

To get your own policy, go to http://www.disclosurepolicy.org

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms
at any time. If a revision is material we will try to provide at least 30 days
notice prior to any new terms taking effect. What constitutes a material
change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become
effective, you agree to be bound by the revised terms. If you do not agree to
the new terms, please stop using the Service.

If you have any questions about these Terms, please contact us: [email protected]

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