Debt

8 smart ways to spend your inheritance

8 Smart Ways to Spend Your Inheritance

When someone in your family dies, its often an extremely hard time. Although money doesn’t make up for the fact that they’re not with you anymore, it does help to cushion you in lots of ways. Now while some people would spend this money on something frivolous like a holiday, a car or a wedding, …

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The Emergency Fund – Your Personal Emergency Service!

In this post, I want to highlight the EMERGENCY FUND. The fund that is ready and waiting to help you “just in case” – a bit like the NHS, but much less overworked! This was one of my favourite savings milestones, because it was the first one I achieved, and therefore is the one I …

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debt free journey

Miss Penny Money: My Debt-Free Journey

This week’s blog comes from the lovely Miss Penny Money! She is on a journey to become debt-free, and blogs about what she is doing to achieve it. It’s an honest and humbling account of a reality that a lot of us face – there is DEFINITELY no “fake news” about her debt story (unlike …

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Episode #6 – How To Safely Build Your Credit Score

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reality

The Reality Behind Those “I Paid Off….X From My Student Loan” Posts

    Ok I’ve had enough now – I’ve read one too many blog posts that starts with a title resembling something like this – “I Paid Off $100,000 Of Student Debt In 12 Months – Read How I Did It So You Can Too”. To try this out yourself – go to pinterest and …

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Killed By My Mindset – Why I Think The Internet Is To Blame For Jerome’s Death

Jerome Rogers was a 19 year old man from Croydon who took his own life in 2016 after amassing debts he couldn’t afford to pay. His story was dramatically shown by the BBC in July 2018 in a documentary called “Killed By My Debt”. In this program, we see how Jerome gets a job as …

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money mindset

Episode #3 – Your Money And Your Mind With Avril Gill

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money stress title page

Money Stress – What Could Employers Be Doing To Help?

    Saving is hard work for a lot of us (In fact, 16 million people in the UK have less than £100 in savings!) – it’s much easier to spend money than it is to save it! This is partly down to education, partly down to mindset, and unfortunately, partly down to circumstance in …

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the human method i use for paying off debt

Episode #2 – The “Human” Method I Use For Paying Off Debt

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university

Going To University? Don’t Forget To Add These Things To Your Budget!

    University was a long time ago for me now…. I graduated in 2009. My budgeting is much better today, but back then it was shocking! With new found freedom, and a student loan, the temptation to spend was immense. I just spent how I pleased. I don’t want that to happen to you! …

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