It had to happen – a post on C-H-R-I-S-T-M-A-S….. I’m sorry! This pains me too, as it still feels like we’ve only just come out of the summer holidays, but unfortunately it does need to be thought about now we’re in November. For many years I neglected to save for Christmas, …
Christmas Prepping Like A Pro And The One With The 2019 Christmas Challenge Read More »
In this budgeting series, I have been highlighting a different “slice” of the “money-pie” – a system that one of my followers coined for me. It has a number of other names – money-pots, money-buckets, but whatever you call it, its a similar idea. It is the principle of slicing you …
The life-saving budget item everyone needs to know Read More »
Prior to training as a GP, I used to work in the field of Obstetrics and Gynaecology. It was common to see women plan every aspect of their pregnancies – right down to the vitamins they took and the delivery they wanted. The hardest deliveries to plan were among those women …
One of the reasons why I am now so passionate about teaching others about money management stems from a time when I didn’t have any control of my own money. I was in a relationship where I allowed my partner at the time to control everything. It was one of the …
Relationships And Money – My Biggest Financial Mistake Read More »
This week I have a brilliant piece courtesy of UK Money Blogger Tuppenny! Budgeting is one of those necessary things that we all have to have something of a grip on. If you’re really struggling with saving and investing, then you absolutely must start here. Tuppenny has a fab guide on where you …
How To Cut Your Budget When It’s Already Cut To The Bone Read More »
We all have it – a few months of the year where EVERYONE seems to have a birthday or an anniversary. In my world it’s July. July is a busy month for me in terms of birthdays – mum, dad and sister all have birthdays this month, and this is EXPENSIVE! Gifts, cards, wrapping and …
Has Gift Giving Got Out Of Hand? Perhaps Its Time For A Rethink! Read More »
When someone in your family dies, its often an extremely hard time. Although money doesn’t make up for the fact that they’re not with you anymore, it does help to cushion you in lots of ways. Now while some people would spend this money on something frivolous like a holiday, a car or a wedding, …
In this post, I want to highlight the EMERGENCY FUND. The fund that is ready and waiting to help you “just in case” – a bit like the NHS, but much less overworked! This was one of my favourite savings milestones, because it was the first one I achieved, and therefore is the one I …
The Emergency Fund – Your Personal Emergency Service! Read More »
This week’s blog comes from the lovely Miss Penny Money! She is on a journey to become debt-free, and blogs about what she is doing to achieve it. It’s an honest and humbling account of a reality that a lot of us face – there is DEFINITELY no “fake news” about her debt story (unlike …
Now let me start by saying that gambling itself isn’t a problem. Many people enjoy a flutter on the horses or the dogs during a day out, and betting on a football team to win makes the game more enjoyable for many people. Las Vegas draws millions of people every year with many …
Gambling Addiction – How To Spot It And Ways To Stop It Read More »