Debt is unfortunately something that is extremely common and accepted as normal in our society. We’re encouraged to take out credit cards to build our credit scores and we’re bombarded with “buy now, pay later” messages all the time: why wait when can have what we want NOW? We take out …
Motivation is difficult to find sometimes, especially if it involves going out in the cold for a run, when all you want to do is curl up on the sofa with a blanket! Our intentions start off well, but as those dark nights creep in, it gets much harder to maintain! …
6 Tips To Help You Feel Motivated, Even When You Feel Like Quitting Read More »
It might seem like a reaaaaaaaaally boring topic, but your credit score is actually pretty handy to be aware of. Your credit score essentially tells banks and other lenders how much to trust you. If you have a poor score, they’re either refuse to lend to you, or they’ll charge you more …
Today in this blog post I want to talk about future proofing your finances! Unless you’ve been living under a rock, you’ll know how hard recent events have been for everyone – some more than others. Money in particular has been a huge focus for so many people, and not in …
A question came up in my facebook group recently about what might happen if interest rates became negative in our country. It’s a GREAT QUESTION! So here goes…. What Are Interest Rates? Did you know that your personal bank has it’s own bank? The central bank – The Bank of England …
This post has been inspired by a question I received. Do you ever feel absolutely overwhelmed with money, and you feel that you can just NEVER get ahead?? Just when you think that you have some savings, BANG! Something happens, and then you have to take that money out again and your savings go down to …
Before you even get started with tracking and budgeting, it helps to have your hand on EVERYTHING you might need – this includes old pension statements, your income, bank log in details…. all of this is useful when controlling your finances. You’ll feel like a rockstar if you put this together!! …
Get Your S*** Together! – Get Organised, Take Charge Read More »
If you leave your money to it’s own devices, it WILL cheat on you. Like any good relationship, it takes regular input and love to keep it afloat. Trust me, if you don’t show money some love, someone else will! There is a very simple solution – start DATING your money! …
Christmas has been and gone, it’s the start of a new year, and if you’re anything like me, the tree is down, and the decorations have been packed away ready for next time. You might even now be thinking about those “new year’s resolutions” and hoping this year it will be …
When mastering a new skill, we go through stages of competence. Stage 1 is unconcious incompetence. It’s that stage when you think you’ll be able to do something because someone who is a master makes it look easy and you get started, only to find that you suck and it’s hard!! …