Welcome To The Home Of The Female Money Doctor!

I'm on a mission to help YOU to feel calm, confident and in control of money. Let's end the fear and get you on the path to freedom.

Are you always worried about money? Perhaps wish it wasn't so hard? Maybe you think you should have more left aside for what you earn?

I get you. I was the same, but I learnt what it takes to turn my money around, and I've now taken hundreds of women through the EXACT same process so they can improve their health and well-being through looking after their finances.

Be In Control

I help you to feel calm, confident and in control of money

Enjoy Your Money

I help you to bring the FUN into your budgeting plan

Have More

I help you bring more abundance into your life and align your strengths with your goals

Look how much debt members of The Female Money Doctor Community have paid off so far!

Here's our current total as of September 2020: 


Debt Reduced (so far!)

I Offer A Location Independent Service

I provide coaching to anywhere in the world using an online platform that is convenient for you.

Your Investment in coaching pays you back again and again and again

The effects of the skills and knowledge you gain will spread ripple effects extending throughout generations.

Wealthy women ARE changing the world, and YOU are a wealthy woman (even if you don't see it yet).

Book Your FREE 15 Minute, No-Obligation strategy session Here To Find Out More

How Can I Help You?

What do you need to focus on first?


Would you like to learn how to invest? I can help with that through my signature 6-week coaching program.

Creating More Abundance

Fancy learning how to bring more money in? Have a look here at my 28 Day Manifesting Challenge!

Become Financially Savvy

Perhaps you need help with managing your debt? Saving money? Making more money? Whatever it is, I've got you covered! 

1:1 Coaching

The way we do money is the way we do everything! I use your unique money personality traits to help you formulate an organised financial plan that works FOR YOU.

“we cannot be truly healthy while a money nightmare is going on in the background” - Dr Nikki Ramskill

Do you know your money personality?

Kendall Summerhawk teaches that how we do money is how we do everything. Her Sacred Money Archetypes quiz provides you with an insight to who you are. 

How you do money is how you do everything? Which of the 8 unique money personalities are you?

What Others Say


Dr. Nikki’s approach to teaching the principles of managing our finances, and understanding and adjusting our money mindset, and feeling comfortable in the world of investment, is non-judgemental and easy to follow. It is effective if we are willing to put in consistent, small chunks of time and effort, to watch her videos, use the workbooks and implement the invaluable easy-to-use spreadsheets which will inevitably change our financial future for the better. She breaks everything down into manageable portions, in language that is inclusive. There is no attempt to blind us with science and she is always close at hand to explain whatever we cannot quite grasp yet


 / Abundance Clinic Member


I wanted to send you an email to thank you for your support during the course, it's been brilliant and I have learnt so much! I wish I would have had the confidence to tackle this issue many many years ago!


/ The Beginner's Investing

Success Plan


Whoop, whoop! You wouldn't believe how many things I've read or listened to, which I've just crashed and burned.. the whole, scrimp, save and only pay off. Never worked, just made me stressed, miserable and, et voila, run out and spend. You were the first advice that actually seemed possible and real, and sharing your story made it even more real. I'm really so grateful!


/ The Beginner's Investing

Success Plan

Step 1: Book a free 15-min, no obligation strategy call with me to work out what it is you need

What Is A Money Coach?

I'm like a personal fitness trainer, but for your money!

I offer insights into your money personality and why you do what you do so that we can formulate a personalised plan to get you fighting fit with money.

I am literally a cheedleader for you and your money goals, whatever they may be.


Can You Help Me Be Better With Money?

Absolutely! I can help you in a number of ways. At the end of our time together you will know:

  • your unique money personality combination and what that means for your money - you'll know what challenges you may face and why things haven't work so well to this point, and then how to align your strengths to your goals to bring more flow and joy to your life;
  • you'll have a personalised budget plan in place to achieve the things you want
  • we'll dig into your goals and dreams and formulate a plan to get there
  • you'll feel more clam, confident and in control of your finances

Is It For Me?

If any of the following describe YOU, then this is absolutely for you:

  • you earn a decent salary/earn a decent amount from your business, but what you have to show for it isn't great
  • you feel stressed about money and feel like burying your head in the sand all the time
  • you're scared to look at your bills/bank balance/debt because you don't know what you'll find
  • you have goals and dreams you want to reach like saving for retirement, a wedding, a car but you hate saving and never seem to be able to hold on to money long enough.
  • You have no idea where your money goes every month.

I want in! How Do I start?

That's great news! Firstly, please book a 15 minute call with me - this is free and with no pressure or obligation to work with me. It's so that I can work out if we're a good fit and work out the best course of action for you.


I'm not from the UK, is this still for me?

Much of what I do can be applied to ALL countries of the world - the currency changes and some of the jargon is different, but the fundamentals of budgeting, saving, investing and mindset are similar across the world. Book a call and we can talk about what you need.

Dr Nikki

Dr Nikki, aka The Female Money Doctor, is the ONLY doctor to be featured in the top 25 feedspot list of Personal Finance Blogs in the UK.

With over 10 years of experience as an NHS doctor and women’s health specialist, she sees the impact poor money management skills have on the mental health of her patients and colleagues, and is on a mission to change that.

She believes that we cannot be truly healthy while a money nightmare is going on in the background.

She has trained as a money coach and now helps women from all over the world to improve their mental health and well-being through getting organised with their finances and building wealth for the future they truly deserve.

Wealthy women will change the world, and she is playing her unique part in making it happen through her award winning blog, The Female Money Doctor. com

When she's not making money magic she's travelling around the world, enjoying wine and hanging out with her gorgeous Fiancé Tom.

How To Invest Ethically

See how you can get started with my free e-guide...


investing is here to stay!

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Book Your FREE 15 Minute, No-Obligation strategy session Here To Find Out More

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Just quickly!

 Before you carry on:

By using this website you are acknowledging that it is for informational purposes only.

Nothing on this site constitutes, or is intended to constitute:

(i) an invitation or inducement to engage in investment activity; or

(ii) investment advice, and you should not rely on it as such.

Dr Nikki Ramskill is not a financial adviser; neither she, nor The Female Money Doctor, are authorised by the Financial Conduct Authority.