This website is for informational purposes only. Nothing on this website constitutes, or is intended to constitute: (i) an invitation or inducement to engage in investment activity; or (ii) investment advice, and readers should not rely on it as such.

Dr Nikki Ramskill is not a financial adviser; neither she, nor The Female Money Doctor, are authorised by the Financial Conduct Authority.

By accessing and using this website, you agree to the terms and conditions outlined here:

Specifically you understand that:

10.1 Nothing on this website constitutes or is intended to constitute:

(a) a financial promotion, an advertisement for any particular investment or investment business, or an invitation or inducement to engage in investment activity;

(b) investment advice, including advice on the merits of buying, selling, subscribing for, underwriting or exercising rights in relation to a particular security or investment;

(c) the making of an arrangement for another person to buy, sell, subscribe for or underwrite a security or investment;

(d) any financial service or activity regulated or controlled by or pursuant to UK financial services law or any other applicable law.

10.2 You should take professional financial advice in connection with, or independently research and verify, any information that you find on our website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

10.3 We would like to draw your attention to the following investment warnings:

(a) the value of shares and investments and the income derived from them can go down as well as up;
(b) investors may not get back the amount they invested; and
(c) past performance is not necessarily a guide to future performance.

10.4 We are not regulated under UK financial services law.

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