Table of Contents Budgeting and Saving is Fun!Rubbish ReturnsSo why should you listen to me? That said, now what is crowdfunding? Debt investmentsEquity investmentsIs it safe?Due DiligenceExit Strategy is ImportantWhich Sites Do I Like?How much should I put into crowdfunding?To summarise I have a brilliant guest post from the lovely Abagail of …
Growing your investment pot using Property Crowdfunding Read More »
Table of Contents My StoryThe So-Called “Solution”What Happened Next?The Struggle I HadIt Gets WorseRelief At LastWhat Else Could I have Done?Could My “Landlord” Have Helped?The Moral Of My Story?I failed to think through the flat buying process rationallyI didn’t have the discipline to clear my debts and save moneyI neglected to understand the process of …
Is Part-Buy, Part-Rent A Good Idea? Read This And Then Decide Read More »
If you’re a first-time buyer and you’re confused about where to save your money, then why not start here! Ivy Rudd is a mortgage advisor and fellow blogger who has given us an excellent talk about the differences between help to buy ISAs and the lifetime ISA. Even if you AREN’T …
Episode #7 – The One Where I Talk About H2B ISAs and LISAs With Ivy Rudd Read More »
Table of Contents Who Am I?Tip number 1 – Do your homework, on your budget, and on your homeDo your homework on your budgetDo your homework on your homeTip number 2 – Use government schemes when possibleGovernment home purchase schemesHelp to Buy Equity LoanShared OwnershipRight To BuyGovernment saving schemesTip number 3 – That feeling may …
5 Key Tips For First Time Buyers – Are You Mentally Prepared? Read More »
Table of Contents When Does Debt Become A Major Problem?You can only pay the minimums to your credit cardsYou spend most or all of the month in your overdraftYou don’t want to open bills and credit card statementsUsing a credit card for food, petrol and billsYour partner doesn’t realise things are getting worseYou have expensive …
These 8 Symptoms Suggest You Have A Debt Problem (And What To Do About It) Read More »
Table of Contents The Money Pie Method of BudgetingThe “fun” category to add to your budget*THIS IS YOUR PERMISSION TO SPEND MONEY GUILT FREE!!!!*What If I don’t have 5-10% available “just for fun”?Learning to spend money guilt freeThis is not a bad thing. I repeat – THIS IS NOT A BAD THING!! …
The essential item you should be spending money on every single month! Read More »
Table of Contents An Article Gets My AttentionHow To Pay For Christmas 2018 If You Don’t Have Savings Yet?1 – Write a Pre-NUPP2 – Take Part In A Secret Santa3 – Get Crafty4 – Make A Booklet of “Life-Cheques”5 – Re-gift6 – Buy a “Naff” Gift7 – Buy from Markets!8 – 0% credit cardsThe Christmas …
Christmas Prepping Like A Pro And The One With The 2019 Christmas Challenge Read More »
Table of Contents As a reminder of what we’ve covered so far in the series:Lets tackle the emergency fund firstExtra debt repayments3-9 month F*** fundHow much to set aside?Where do I find extra money if I don’t have enough?Final Questions In this budgeting series, I have been highlighting a different “slice” …
The life-saving budget item everyone needs to know Read More »
Table of Contents Preparing Your Money For What Is About To ComeSo Now You Know How Much You’ll Receive, What Next?Things You Can Do Before Getting Pregnant1. Pay off Debt2. Start An Emergency Fund3. BudgetWhat Else Can You Do?What Happens After Your Baby Has Arrived?What About My Baby’s Future?Final Thoughts Prior …
Table of Contents This is where “passive” income comes in to playWhat is passive incomePassive Income: The Key To Financial FreedomExplore The Various Passive Income Streams1. Rent Out A Room2. Invest In Property3. Start Micro Investing4. Write An E-book5. Affiliate Marketing6. Use Cashback Apps When You Shop7. Create An E-Course8. Vending MachinesWhat if I don’t …