Sheila Sloane, Cape Town

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“Dr. Nikki’s approach to teaching the principles of managing our finances, and understanding and adjusting our money mindset, and feeling comfortable in the world of investment, is non-judgemental and easy to follow. It is effective if we are willing to put in consistent, small chunks of time and effort, to watch her videos, use the workbooks and implement the invaluable easy-to-use spreadsheets which will inevitably change our financial future for the better. She breaks everything down into manageable portions, in language that is inclusive. There is no attempt to blind us with science and she is always close at hand to explain whatever we cannot quite grasp yet”