Natalie Austin, UK

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I’m a really bad insomniac and been reading your stuff at night. I’ve realised that I’ve been telling myself for years that I’m a skint single parent but I’m actually not anymore, used the snowball effect and paid off 2 high interest credit cards, balance transferred the rest to a 0% card, started an emergency fund and even got a fun fund!!!) so, thank you!!!!

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