It’s time for another reader question! How much should I have in my emergency fund? This blog is dedicated to answering it… An emergency fund is really important to help you out if you lost your job or had an unexpected major life event to deal with. But how much should …
Among the innumerable consequences of the COVID-19 pandemic has been the fact that more people than usual are borrowing money. Indeed, a House of Commons report shows that nearly 9 million people had borrowed more money than usual due to the pandemic and the financial strains it imposed. Though savings rates were at record …
Today is my birthday and I love to reflect on how life is going for me, and where the next stage is heading. Getting older doesn’t worry me, in fact, I’ve learned to embrace it, because as I get older, I learn more and I develop more as an individual. I …
Life Lessons Turning 36 – What Do I Wish I Had Known? Read More »
A question came up in my facebook group recently about what might happen if interest rates became negative in our country. It’s a GREAT QUESTION! So here goes…. What Are Interest Rates? Did you know that your personal bank has it’s own bank? The central bank – The Bank of England …
I had a discussion with a patient recently about depression and how it was affecting them. Unsurprisingly, work was the top stress-related issue. I offered her some time out, but the response broke my heart. She told me that she “couldn’t afford” to take time off. Couldn’t. afford. it. I …
Protecting Yourself – Do You Have An Emergency Fund? Read More »
In this budgeting series, I have been highlighting a different “slice” of the “money-pie” – a system that one of my followers coined for me. It has a number of other names – money-pots, money-buckets, but whatever you call it, its a similar idea. It is the principle of slicing you …
The life-saving budget item everyone needs to know Read More »
So last week I talked about assets and liabilities. If you didn’t catch that, go and read that first. Its important to know about these two things, because they are going to help you with the next part of the discovering the health of your finances equation – YOUR NET WORTH. If …
Your Financial Health – How To Calculate The One Vital Sign You Don’t Want To Miss Read More »