It’s time for another reader question! How much should I have in my emergency fund? This blog is dedicated to answering it… An emergency fund is really important to help you out if you lost your job or had an unexpected major life event to deal with. But how much should …
Let’s face it. The last few years haven’t been the best for our finances. But we can’t afford to wallow, and now that life is gradually returning to normal, it is time to turn the tide on our finances and get some order restored. This gives us all a great opportunity to …
Saving money is not up there on the 10 ten list of what is fun in life is it? Saving money is repetitive, it’s boring and it’s slow. But what if we made it more fun? I am NOT a natural saver, so I need to do things to help me …
The online community talks a lot about financial independence. The goal – one of mine too – is being so financially secure through assets like stocks and shares or property, that you’re in a position where you no longer have to work. But what I don’t see covered very often is …
In this post I thought I’d answer a question that came through to me: “I try to save money every single month, but it never seems to work. I put money aside each time, but by the end of each month, I realise there’s something I still need to pay for, …
2021 marks the 4th year of The Female Money Doctor. and I cannot believe how it’s flown by!! I feel like I only just finished writing last year’s birthday blog. This year feels different for me. I’m feeling more sure of myself in my capacity as a money coach, and …
There are many different budgeting methods out there, and what works for one person may not work for you. If you struggle with spreadsheets or writing things down and want the ease of using an app, I’ve put together a roundup of some money management apps you might like to try. …
Journaling is a powerful habit to get into and can make it easier to manage all areas of your life, including money. It’s something I’ve integrated gradually over time, and while some methods don’t work so well for me, there are others that I’ve adapted and used for myself. Personally, I …
A money journey isn’t a linear, straightforward path. It’s very unlikely you’ll wake up one day, decide you’re going to get out of debt, and be done with it in six months. Life isn’t like that; we’re not robots. We face twists and turns, ladders and snakes, breakthroughs and dead ends. …
Today is my birthday and I love to reflect on how life is going for me, and where the next stage is heading. Getting older doesn’t worry me, in fact, I’ve learned to embrace it, because as I get older, I learn more and I develop more as an individual. I …