Investing

money savvy title picture

Be Money Savvy No Matter What Your Income!

        When I started on my money journey, I was convinced that to ever have real wealth, I’d need to be either born into a rich family, or earn tonnes of money in a saly (or win the lottery). Since learning more about finance, I now realise what BS that is and …

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Saving vs Investing Title Picture

Saving vs Investing – What’s The Difference?

        Saving vs Investing – Do you “save” money for your future? When you go shopping, are you “investing” in a new hand-bag? Weirdly we use these words interchangably, and in my opinion, incorrectly. No wonder the world of money is confusing! In my mind, saving and investing are VASTLY different, and …

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You And Your Retirement – When Was The Last Time You Thought About It?

        Retirement can feel a long way off….but it really isn’t! It’ll be here faster than you realise, and if you’re in your 50s and 60s now, it’s right in front of you. My hope is to inspire younger generations to take note and look at their retirement and plan for it …

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Should I Pay Off Debt BEFORE I Invest?

        Whether to pay off debt first before starting to invest has been a conundrum for so many people! I had the same question when I first started properly taking care of my money – the finance books said yes, pay off the debt first, then you can focus on saving and …

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Easy Investing Without The Faff

        Have you ever thought about investing, but then looked at the financial times and felt absolutely overwhelmed? Yep, me too….and when I learned about index trackers, I realised that I had discovered a way to invest WITHOUT all the faff around researching companies and trying to time the market. Index Trackers …

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What Happened To Your Pay This Month?

        If you didn’t know, April was the time when the financial year ended, and a new one began. I was aware of it, but hadn’t really paid much attention because I have been busy on, well, life! I’m sure most people can relate to this. What Changes In The Financial New …

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my three fintech favourites

My Fintech Three – The Favourites

        In this post today, I wanted to tell you about my three most favourite pieces of fintech that I use on a daily basis to help manage my money. They’re all simple to install, and they don’t require much technological know-how. It’s really easy to become overwhelmed when it comes to …

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financial success

Your financial success has NOTHING to do with how much money you make

  Believe it or not, the wealthiest people in the world didn’t start from wealthy backgrounds. Many started from poor, deprived backgrounds with very little money in their pockets.   Warren Buffett is an example of this. He openly admits that his wealth was rapidly accumulated in his 50s, and it took years of investing …

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the plan

Why The “Plan” Your Parents Followed No Longer Works

        Ok, so I think it’s time for a little real-talk and a little butt-kicking motivation. I was reading a post on Refinery29’s facebook group from an anonymous woman who wanted to opt out of her workplace pension because she saw that her contributions are now increasing in April this year and …

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Instant Gratification or Long Term Goals? Can You Have Both?

        So this week, I was having a discussion with my work colleagues, and the topic of instant gratification came up. We were looking at the choices we had made in our profession, and came to some interesting conclusions. We decided that on the whole, individuals who liked quick wins went into …

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