Every year there is an inevitable trepidation before opening Christmas or Birthday gifts in front of family and friends. What if you don’t like what they give you? Will you have to fake a smile?! Here is a list of a few “rubbish” gifts I’ve had (or others in my family have …
If in doubt – declutter!! This is one of the best things I learned from Denise Duffield Thomas when doing her money bootcamp. Decluttering is a term that can be applied to anything that is causing overwhelm and confusion in your life, especially money. It is a helpful tool that not …
