It’s time for another reader question! How much should I have in my emergency fund? This blog is dedicated to answering it… An emergency fund is really important to help you out if you lost your job or had an unexpected major life event to deal with. But how much should …
No. More. Money. Worries. Can you just imagine how that would feel, for a moment? Being able to sleep at night and not feel sick from debt weighing heavy in the pit of your stomach. Imagine a feeling of ease and security, knowing how exciting and bright your future looks? Well, I …
When you are starting your saving and investment journey, you are VULNERABLE to a financial disaster. Anyone who doesn’t have a comfortable buffer of money to fall back on in case of the proverbial shit-hitting-the-fan will need some kind of proections in place to kick in until the money is there. …
Saving vs Investing – Do you “save” money for your future? When you go shopping, are you “investing” in a new hand-bag? Weirdly we use these words interchangably, and in my opinion, incorrectly. No wonder the world of money is confusing! In my mind, saving and investing are VASTLY …
I had a discussion with a patient recently about depression and how it was affecting them. Unsurprisingly, work was the top stress-related issue. I offered her some time out, but the response broke my heart. She told me that she “couldn’t afford” to take time off. Couldn’t. afford. it. I …
When I started saving for the first time in my life (*cough* – at the age of 30), it felt like an impossible task. It always used to astound me how people could buy things with cash because they had savings. How did they make them? Surely all their money was …
One of the reasons why I am now so passionate about teaching others about money management stems from a time when I didn’t have any control of my own money. I was in a relationship where I allowed my partner at the time to control everything. It was one of the …