I started my journey towards financial empowerment last summer. After accumulating over 5k in debt combined of credit cards and overdraft, I was worried about my financial security especially with a little one to look after. I came across the  Female Money Doctor , and instead of looking at money as something to be scared of , or intimidated by, I started to learn the steps needed to gain control back. I'm proud to say I've paid off £3500 of my debt with the snowball method, and have even put money into a stocks and shares ISA. I never thought I'd make progress this quickly,  and have never looked back.