I really enjoyed this interview – it was all about one of my most favourite savings tools called Plum (affiliate link). In this video, we talk about all the things that Plum can do – and it’s so much more than saving! (but the savings bit is fab – I use mine to make a holiday fund).
Here’s how it works:
You give Plum “read only” access to your bank account, and set up a savings “mood”. The mood directs Plum in how much money it should try and save from your account each time. Every 3+ days, plum will take a look at your spending and how much you have in your account and calculate how much money you could save. Then it will do a direct debit and save the money in an e-wallet for you.
The wallet is encrypted and safe, and is looked after by Mango Pay. You can save or withdraw at any time and it’s all free.
Spreading The Love
If you want to earn a bit of cash, plum will give you £25 for every 3 people you successfully refer to them through your very own affiliate link that you’ll get when you join. It’s their way of saying thank you!
Plum has a way you can make a bit of extra money on your savings, and that’s through Ratesetter – a peer-to-peer lending platform. You can earn around 2-3% on the money you invest in this way. They are bringing out a new investment tool that will allow you to open a proper stocks and shares account, but there’s a waiting list at the moment, so watch this space!
Showing You Your Spending
Plum has the ability to tell you how much you’re spending on a weekly basis. It will split up the categories so you can see how you’re doing. It’s really clever!
Enjoy the interview, and don’t forget to sign up >>>>>here using my link!
Here’s The Video
Here’s The Audio Recording
My affiliate link – downloading Plum
A free e-book to look at how to save money at home!
If you enjoyed this video, why not try this one:
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Every week I'll send you something inspiring, useful and fun related to our favourite m-word.....MONEY! I look forward to "meeting" you. Love, Dr Nikki x