Spending

A picture of water swirling down a plug socket. Title picture for the money drains and gains post

Money Drains and Money Gains: How to redress the balance

In today’s contributed post, we explore the interesting balance between “money drains” and the things that can give you “money gains”. Money Stress We all have stresses on our money, and what you care about more *should be* where you direct most of it. Sadly, too many of us don’t do this, and we spend …

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6 Savvy Ways To Spend A Lump Sum Of Cash

Cover photo by Pixabay.com This is a contributed post. Website T&Cs are found here. In a similar vein to another post on what to do with an inheritence, this post discusses what else you might do with a lump sum of cash. Many of us dream of winning the lottery, and could imagine spending all …

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Mistakes I Have Made With My Money (And How I Corrected Them)

We all make money mistakes, and I am now going to fully own up to mine! In fact, making mistakes was the inspiration behind putting together this blog, so I feel gratitude for them, not regret. The most important thing is not to be hard on yourself when you do make mistakes, because its a …

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debt

Debt: What to do when you’re in over your head

This is a contributed post. Website T&Cs are here. Debt is a common problem. With £1,566 Trillion being owed by people in the UK at the end of November in 2017, and the average household debt being £57,578 (including mortgages), it is no wonder we see it all around us. So what do you do …

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credit card safety

Should I Get A Credit Card? Top Tips For Staying Safe

Cover photo from pexels.com This is a contributed post. Website T&Cs are here. We’re all adults, and I can’t tell you what to do; I can only show you the way I do things, and you can then decide for yourself. I got out of credit card debt in 2017 after over 10 years of using …

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uni

Help! Uni is over – now what?

The Big Wide World So you’ve made it! You went to uni, and you’ve fallen out the other end with an awesome degree- go you!! But what happens next? When I left medical school, it was almost a given that I’d get a job as a doctor due to the way the process is set …

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5 Ways to Prevent a Financial Disaster

This is a contributed post. Website T&Cs can be found here. Cover photo by publicdomainpictures.net This post is all about ways to cope with common financial problems – from unexpected or sudden death, to retirement worries. One of the tactics described is the emergency fund. I have talked at length already about the merits of …

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wrong with your money

Where Are You Going Wrong With Your Money? (and what to do about it)

Cover photo from pexels.com This is a contributed post. Website T&Cs here. I identify so much with this post. For years, my favourite phrase was “I don’t know where my money goes”. It honestly felt like someone was either stealing my money, or I was losing it somewhere. I couldn’t possibly be the one spending …

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Planning a “Grown-up” Gap Year

When planning your 2018 goals, did you consider travel? It may never have occurred to you to do this, or maybe its been a lifelong dream. It was the most amazing experience of my life when I did this in 2015/2016, and if you’ve ever wanted to do it, I’d urge you to go for …

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