Spending

university

Going To University? Don’t Forget To Add These Things To Your Budget!

    University was a long time ago for me now…. I graduated in 2009. My budgeting is much better today, but back then it was shocking! With new found freedom, and a student loan, the temptation to spend was immense. I just spent how I pleased. I don’t want that to happen to you! …

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female money doctor

365 days – The Female Money Doctor Turns One!

    Literally 1 year ago today, I released my first blog – A shoe isn’t “just a shoe”, the trap of emotional spending. And what a year it has been. I wanted to mark the occasion by writing about how it has all gone so far and perhaps lay out a few “home truths” …

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budgeting multiple incomes

Curing the headache of budgeting on multiple incomes

    So far I have talked about budgeting using the money-pie method which is great for when you have one income. When you have multiple incomes, this suddenly becomes confusing – it can then become frustrating and then it’ll make you want to give up doing it completely. And this is not the outcome …

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7 Nifty Ways To Save Money On Just About Anything

    As time goes by, it seems our money gets more and more stretched – it’s common for there to be more month than money! How often do you take a really hard look at your expenses to see if you have the absolute best value for money? This contributed post today gives you …

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THE CONNECTION BETWEEN PATIENT CENTRED CARE, MONEY AND BALANCE

The Money “MDT” – The Connection Between Patient Centred Care, Money And Balance

    The MDT I was sat in an MDT meeting yesterday, and I had a sudden realisation – how I manage my money is how exactly like how an MDT runs and I wanted to tell you about it (yes, I am always thinking about you and your money!). For those of you who …

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10 Investing Ideas You Probably Haven’t Thought Of

        So you may be thinking that investing is all “buy-to-let” and “stocks and shares”, and to an extent you’re right! These options for investing are generally the most well known, but what if you don’t have the money to buy a property, or you literally have no clue about business, and …

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Money and Your Mental Health – How Can We Help Eachother?

    So driving in my car this week, I hear on the radio that it is mental health awareness week – which is ironic considering I am working currently in a mental health department and knew nothing about it. I asked my colleagues at work and they also hadn’t realised. Hmmmmm…. So I decided …

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How To Have A Cheap Hen Do – Blogger’s Tips!

Photo by Bruce Mars from Pexels       I wanted to write this piece after going on my friend’s hen-do to Cardiff a few weeks ago. In fact, this year for me is quite a busy one in terms of weddings and hen-dos. I think this happens when you reach a certain age…(ahem!) Anyway, …

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12 Small Steps I take To Save Up For The BIG Things I Want

Emotional spending is a hot topic at the moment. We spoke about it during one of our recent radio show sessions. We do it all the time: “I deserve this chocolate bar”, “I need wine after that day”, “I want those shoes!” etc. etc. Everyone has at least one thing they love spending money on, …

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Counting the Pennies- What Small Business Owners Can Do For Their Staff

Your financial responsibility towards the people working for you shouldn’t stop with their pay cheque. When people are struggling financially, they always hope for more income. Many people have more than one job or work overtime, so they can bring in a bit more money.  As an employer, you are already helping them by paying for their services.  But is there more you can and should be doing?

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