Spending

6 Ways to Help Your Savings Stay On Track, NO MATTER WHAT!

        So you’ve decided that you want to get your money-sorted this year? Yay!! Go you!! But do you have what it takes to ACTUALLY follow through on this? If you’re anything like me, you’ve been overspending for a long time. A coffee here, a takeaway there, an unplanned holiday or purchase. …

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9 Reasons Not to Get a New Credit Card This Year

        Let’s Talk Credit Cards This time of year is always expensive. You may have your own way of dealing with the cost, but for some its just another layer to add to their already over-laden debt pile. I know, because I was one of these people during my 20s (and still …

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Is part buy, part rent a good idea? Read this and then decide

Is Part-Buy, Part-Rent A Good Idea? Read This And Then Decide

        So as some of you may know, I sold my London flat recently. I’ll warn you, the story of this flat is a bitter-sweet one and I have been itching to write this post but wanted to wait until I had officially put it behind me. Part-buy, part-rent properties can seem …

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5 Key Tips For First Time Buyers – Are You Mentally Prepared?

This post has been brought to you by the lovely Ivy Rudd, who offers house purchasing guides for first time buyers. She has very kindly written a fabulous post about what it takes to purchase your first home, which I think is one of the most exciting and stressful things to do!!  What Ivy will …

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The essential item you should be spending money on every single month!

        This is week number 2 of the budget series…. See week 1 here if you missed it! Today I want to talk about one of the most important things you should allocate some money to in your budget…… YOUR FUN FUND! We often neglect our own fun don’t we? I find …

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The life-saving budget item everyone needs to know

        In this budgeting series, I have been highlighting a different “slice” of the “money-pie” – a system that one of my followers coined for me. It has a number of other names – money-pots, money-buckets, but whatever you call it, its a similar idea. It is the principle of slicing you …

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Planning The Finances Of Having Babies!

        Prior to training as a GP, I used to work in the field of Obstetrics and Gynaecology. It was common to see women plan every aspect of their pregnancies – right down to the vitamins they took and the delivery they wanted. The hardest deliveries to plan were among those women …

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cut your budget

How To Cut Your Budget When It’s Already Cut To The Bone

    This week I have a brilliant piece courtesy of UK Money Blogger Tuppenny! Budgeting is one of those necessary things that we all have to have something of a grip on. If you’re really struggling with saving and investing, then you absolutely must start here. Tuppenny has a fab guide on where you …

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gift giving

Has Gift Giving Got Out Of Hand? Perhaps Its Time For A Rethink!

We all have it – a few months of the year where EVERYONE seems to have a birthday or an anniversary. In my world it’s July. July is a busy month for me in terms of birthdays – mum, dad and sister all have birthdays this month, and this is EXPENSIVE! Gifts, cards, wrapping and …

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8 smart ways to spend your inheritance

8 Smart Ways to Spend Your Inheritance

When someone in your family dies, its often an extremely hard time. Although money doesn’t make up for the fact that they’re not with you anymore, it does help to cushion you in lots of ways. Now while some people would spend this money on something frivolous like a holiday, a car or a wedding, …

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