Cover image from pexels.com. This is a contributed post. Full website T&Cs can by found here. Debt sucks! So many of us carry this burden around all the time, and its physically draining isn’t it? The following post has been written for my website to give you a few tips on how to get out …
Its that time of year again! The new year can make us acutely aware of how things went for us the year before. It can be a time of positive or negative contemplation. Goal setting has become a favourite task of mine in December/January, and I love having an excuse to buy a new notebook …
This post is all about the importance of budgeting without sacrifice. I also have several posts related to this about setting a budget which you may find helpful if you want to read more! All Budget And No Play Makes For A Depressing Life Many people assume if they put strict budgets …
This post has a collaboration of interesting and helpful articles, including one on sorting out a consolidation loan, which can be handy for helping with debt repayments. I want to stress, this IS NOT a payday loan. I strongly dislike payday loans and think they should be banned. These are the sort that charge extremely …
Welcome to week 3 of the budget series! This is where you allocate money to different “slices” of your budget- ….charity….fun….essentials….saving….investing….education….emergency fund…. Post 1 on “charity and giving” is here. Post 2 on “fun money” here. The money-pie-method is here. Spending on the essentials So what am I talking about? I’m talking about …
Spend less on this, and you’ll give yourself a “payrise” Read More »
Week 1 Welcome to week 1 of the budgeting series. For the next 7 weeks, I will be discussing a different aspect to think about when it comes to budgeting. I hope that it will give you a new perspective on how you can start dividing up your money so that every bit of it …
Week 1 of the Budgeting Series – “Charity begins at home” Read More »
After looking at my bank account this morning…. …I found myself feeling nervous. I worked out that by the end of the month, I will have less than £1000 in my account, but nowhere near £0 or my overdraft. This stuck me as funny, because only a few years ago, I was REGULARLY in my …
What does a crash diet have to do with being broke? Read More »
So last week I talked about assets and liabilities. If you didn’t catch that, go and read that first. Its important to know about these two things, because they are going to help you with the next part of the discovering the health of your finances equation – YOUR NET WORTH. If liabilities …
Your Financial Health – How To Calculate The One Vital Sign You Don’t Want To Miss Read More »
Do You Know Your Vitals? Answer me these questions – what assets do you own? What liabilities do you have? Do you know what your net worth is? If you’re anything like I was 3 years ago, you’ll have no idea what I’m talking about. This is a chunky subject, so I’m splitting …
Improving Your Financial Health Part 1: Assets And Liabilities Read More »
#last1000days – a Gift from the NHS So last week I had my induction for the start of GP training. Every year the induction process gets more and more tedious – the same “fire-safety” information, how to lift boxes, microbiology, pharmacy…the list goes on. Usually I’m bored out of my brain listening to it all, …